Banking and finance related terms seems to always baffle users. But the problem is every person in one way or other is related to banking. People always have bank accounts and encounter banking terms. Here are banking related short forms and their full forms to let user understand finance terms.
Short Form
Full Form
Capital Outlay
Automated teller machine
Asynchronous Transfer Mode
United Commercial
shipping declaration form
Schedule Caste
United Stock Exchange
Rural Self Employment Training Institute
non-operative financial holding company
Maximum Retail Price
Capital Receipts
Special Term Deposit Receipt
Indian Rupee
Commercial Paper
Temporary Change
Department of Company Affairs- (Now known as Ministry of Companies Affairs- MCA)
Department of Companies Affairs
Consumer Price Index
Capital Account Deficit
Large-sized Adivasi Multipurpose Societies
Small-Scale Industries
Revenue Expenditure
Ministry of Company Affairs
Primary Agriculture Credit Societies
National Industrial Classification
United States
Interest Payment
Securities and Exchange Board of India
Employees Provident Fund
Marketing Intelligence System
Long Term
Additive Outliers
Basic Statistical Returns
Annual General Meeting
Revenue Receipts
Head Office
Finance Commision
Indian Financial System Code
Venture Capital
State Industrial Development Corporation
National Bank for Agriculture and Rural Development
Government of India
Export Import Bank of India
Insurance Regulatory Developement Authority
Mail Transfer
State Financial Corporation
Urban Cooperative Bank
Certificate of Deposit
US Dollars
Electronic Clearing Service
Bank for International Settlements
Schedule Tribe
Financial Institution
Regional Rural Bank
Non-Governmental Organization
Market Stabilisation Scheme
Public Debt Office
International Bank for Reconstruction and Development
International Bank Reconstruction and Development
Controller and Auditor General of India
Auto-Correlation Function
Capital to Risk Weighted Asset Ratio
OnLine Tax Accounting System
Industrial Credit and Investment Corporation of India
Moving Average
National Statistical Commission
Non-Performing Assets
Telegraphic Transfer
Institute of Banking Personnel Selection
Principal Office
unique transaction reference number
Primary Cooperative Agriculture and Rural Development Bank
Federation of Indian Chambers of Commerce and Industry
Housing & Urban Development Corporation
Cash Credit
Non-Resident Indian
Regional Office
Bombay Stock Exchange
Non-Resident External
Social Accounting Matrix
System of National Accounts
District Central Cooperative Bank
State Cooperative Agriculture and Rural Development Bank
State Bank of India
Relational Database Management System
Rural Electrification Corporation
Foreign Currency Non-resident (Banks)
Foreign Currency Currency Non-Repatriable(Banks)
Organisation for Economic Cooperation and Development
Gross Domestic Product
Over Draft
Public Debt Office-cum-Negotiated Dealing System
Persons of Indian Origin
Infrastructure Development Finance Corporation
Automated teller machine Card
Rural Planning and Credit Department- RBI
Rural Planning and Credit Department of RBI
Basel Committee on Banking Supervision
DESACS RBI Basel Committee on Banking Supervision
Provident Fund
oriental bank of commerce
Demand Collection and Balance
Non-Resident Government
Subsidiary General Ledger
Magnetic ink character recognition
Demand Draft
Demand DraftDDSData Dissemination Standards
Small Scale Service & Business Enterprises
Industrial Reconstruction Bank of India
Balance of Payments
Paid Up Capital
India Development Bonds
Revenue Deficit
Development Action Plan
United Commercial Bank
Tamilnad Mercantile Bank Limited
Credit Deposit Ratio
Statutory Liquidity Ratio
Multilateral Investment Guarantee Agency
Dearly Allowance
Dearness Allowance
Renminbi (Chinese)
Khadi & Village Industries Corporation
Public Sector Enterprises
Non Banking Financial Companies
Export Credit and Guarantee Corporation
All India Rural Credit Survey Committee
National Account Statistics
Foreign Portfolio Investment
Net Fiscal Deficit
Residents Foreign Currency
Associated Chambers of Commerce and Industry of India
National Association of Software and Services Companies
Cheque monitoring system
Exchange Traded Fund
Consolidated Banking Statistics
Combined Finance and Revenue Accounts
Gross Primary Deficit
Government Securities
Authorized Dealer
Auto Regression
Differntial Rate of Interest Scheme
Locational Banking Statistics
Permanent Account Number
Ministry of Finance
Master Office File
International Finance Corporation
National Stock Exchange
Standing Monitoring Group
Delivery versus Payment
Statistical Analysis System
Credit Monetary Agregate
Loan & Advances by States
Uniform Code Number
Non Administratively Independent Office
National Housing Bank
Level Shift
Primary Deficit
Liberalised Exchange Rate Management System
India Millennium Deposits
Initial Public Offer
Non-Banking Companies
Department of Banking Operations and Development
Company Finance
Weekly Statistical Supplement
Departmentalized Ministries Account
Risk Weighted Asset
Monitoring and Review Mechanism
International Banking Statistics
Self-Help Groups
Farmersí Service Societies
Reserve Tranche Position
Deposit Insurance and Credit Guarantee Corporation of India
Foreign Direct Investment
Choice Based Credit System
Foreign Currency Assets
National Electronic Funds Transfer
Department of Currency Management- RBI
Real Time Gross Settlement
Department of Currency Management
Official Development Assistance
Bank of India
Banking Financial services and Insurance
Annual Financial Statement
Available For Sale
State Cooperative Bank
Scheduled Commercial Bank
Auto-Regressive Integrated Moving Average
Data Dissemination Standards
Net Present Value
Kisan Credit Card
Liquidity Adjustment Facility
Visa Facilitation Services
Punjab National bank
National Agricultural Credit (Long Term Operatiion)
Global Depository Receipt
Initially Nifty 50 due to 50 stocks in it and later became known as Nifty
Special Drawing Right
Exchange Earners Foreign Currency
Mutual Fund
Not Elsewhere Classified
Second Working Group on Money Supply
Credit Information Bureau India Limited
Rural Infrastructure Development Fund
External Commercial Borrowing
Gross Fiscal Deficit
Youth Enterprise Scheme Bank
Department of Banking Supervision- RBI
Fiscal Responsibility and Budget Management Act- 2003
Other Indian Scheduled Commercial Bank
Swarnajayanthi Gram Swarrojgar Yojana
Balance of Payments Manual- 5th edition
Nominal Effective Exchange Rate
Fixed Income Money Market and Derivatives Association of India
Generalized Least Squares
Industrial Investment Bank of India
Direct Investment
Unit Linked Insurance Policy
Resurgent India Bonds
Foreign Exchange
Discharge of Internal Debt
International Transaction Reporting System
Index of Industrial Production
Non-Resident (External) Rupee Account
Rupee Payment Area
Indian Banking Association
Department of Statistical Analysis & Computer Services- RBI
Department of Statistical Analysis & Computer Services
Input-Output Transaction Table
Annual Contractor Evaluation Report
Size Class Strata
Non-Resident (Non-Repatriable) Rupee Account
Treasury Bills
Public Enterprises Survey
Flow Of Funds
Exchange Equalization Account
Non-Foreign Exchange Assets
Land Development Bank
Telecom Disputes Settlement Appellate Tribunal
Financial Intermediation Services Indirectly Measured
Forward Rate Agreement
Investment Fluctuation Reserve Account
Investment Fluctuation Reserve
Foreign Institutional Investor
International Swaps and Derivative Association
International Finance Corporation (Washington)
Registrars of Companies
the exchange of one security for another to change the maturity
Long Term Operation
Foreign Currency Convertible Bond
State Electricity Boards
Industrial Development Department
Certified Associate of the Indian Institute of Bankers
Committee of Direction on Banking Statistics
Note Issuance Facility
Net Primary Deficit
Open Market Operations
hongkong and shanghai banking corporation
Department of Government and Bank Accounts- RBI
Primary Revenue Balance
Department of Government and Bank Accounts
Aryavart Kshetriya Gramin Bank
Swarna Jayanti Shahari Rojgar Yojana
Systems Improvement Scheme under Special Project Agriculture
Held For Trading
National Small Savings Fund
International Financial Statistics
Access and Exchange Information System
Currency and Gold Revaluation Account
Exchange Fluctuation Reserve
Partial Auto-Correlation Function
Yield to Maturity
International Standard Industrial Classification
Residuary Non-Banking Companies
Special Data Dissemination Standards
Government Finance Statistics
Financial Literacy and Credit Counseling Centre
Other Financial Institutions
Dissemination Standards Bulletin Board
Zonal Office
Minimum Mean Squared Errors
Balance of Payments Division- DESACS- RBI
Consumer Price Index for Industrial Workers
Real Effective Exchange Rate
International Fund for Agricultural Development
Written down Value
United Bank Of India
Union Bank Of India
Debt Recovery Tribunal
Broad Money
Narrow Money
Repayment of Loans to Centre
General Anti Avoidance Rule
Recoveries of Loans & Advances
Government Not Included Elsewhere
Repurchase Agreement Rate
Junior Associate of the Indian Institute of Bankers
Primary Dealers Association of India
Fiscal Responsibility and Budget Management Act
Foreign Currency Non-Repatriable Deposit
Foreign Currency Non-resident Account
Foreign Currency Currency Non-Repatriable Account
Quick Review Report
Revolving Underwriting Facility
First Working Group on Money supply
First Working Group on Money
Uniform Balance Book
Harmonised Index of Consumer Prices
International Investment Position
Small road & Water Transport Operators
Floating Rate Note
Fiscal Responsibility and Budget
Foreign Liabilities and Assets Survey
Urban Banks Department
Organisaton for Economic Co-operation
External Debt Management Unit
Net Primary Revenue Balance
Working Group on Money Supply: Analytics and Methodology of Compilation
Net Non-Monetary Liabilities
Iterative Generalized Least Squares
International Working Group on External Debt Statistics
Scheme for Liberation & Rehabilitation of Scavangers
Department of External Investments and Operations
Directorate General of Commercial ntelligence and Statistics

Banking and Finance full forms